Who Will Ask for Your SA302?
Mortgage lenders are the biggest users. If you are self-employed or your income changes from month to month, most lenders will want your SA302 and the matching Tax Year Overview for each year before they approve a loan.
Landlords and letting agents may ask for one when you apply to rent a property. Benefits offices, visa applications and some court proceedings can also need official proof of what you earned and the tax you paid.
Getting an SA302 for an Older Tax Year
Online, you can get your SA302 for the last 4 tax years, and a Tax Year Overview for any year. For an SA302 older than that, contact HMRC through its Self Assessment helpline. Save a PDF of each year’s SA302 as soon as your return is processed, so you are not chasing it later.
What to Do if Your SA302 Looks Wrong
Your SA302 only appears once you have submitted your Self Assessment tax return, and it shows the figures HMRC has processed. Check it against your return. If something doesn’t match, contact HMRC straight away, especially if you are partway through a mortgage application.
If the mistake was in your return, you can amend it online. HMRC will then issue an updated calculation. Check the new version before you send it to a lender, and keep a record of any calls or letters about the correction.
