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Estimate your UK Capital Gains Tax (CGT) liability instantly. Use our interactive capital gains tax calculator to work out capital gains tax due on shares, residential property, crypto, and other personal assets. If you have multiple income sources, explore our suite of tax calculators.
The Pie Tax App simplifies HMRC tax returns by calculating your tax bill across multiple income streams in real time.
Tax Year 2026/2027 Exemption: The Annual Exempt Amount is £3,000 for individuals. Gains below this limit are tax-free.
To calculate capital gains tax owed to HMRC, follow these 4 steps:
CGT rates depend on your overall Income Tax bracket and the asset type sold. Use our primary Capital Gains Tax Calculator to estimate your bill accurately.
When using our CGT calculator for listed stocks and OEICs, calculate gains using HMRC’s share matching rules:
Gains on shares held within a Stocks & Shares ISA or Self-Invested Personal Pension (SIPP) are 100% tax-free.
If you trade or hold digital currencies, use our dedicated Crypto Tax Calculator. HMRC treats crypto assets as taxable property, requiring you to calculate capital gains when selling, swapping, or spending tokens.
Primary residences qualify for Private Residence Relief (PRR) and are generally exempt from CGT. If you rent out property, check our Rental Income Tax Calculator. CGT applies when selling:
Allowable Expenses for Property: You can deduct solicitors' fees, estate agent fees, stamp duty paid on purchase, and capital improvements (e.g., building an extension, but not general maintenance/repairs).
Managing property and asset disposals doesn't have to be overwhelming or time-consuming. You can sign up for Pie Tax in under two minutes to start logging asset sales, calculating reliefs, and estimating your exact HMRC liability. You can also download our tax app, where you can upload sales documentation instantly and ensure your property or crypto gains returns are always accurate and stress-free.
Pie Tax calculates your gross gain across all disposals, deducts allowable expenses and losses, applies your £3,000Annual Exempt Amount, and stacks the taxable gain on top of your annual income to apply either 18% or 24% CGT.
The individual CGT Annual Exempt Amount for the 2026/2027 tax year is £3,000.
Generally, no. If the property was your primary residence throughout your ownership, it qualifies for Private Residence Relief.
You can work out your property tax instantly using our online Capital Gains Tax Calculator. The calculator automatically deducts your purchase price, allowable expenses (like solicitor and estate agent fees), and your £3,000 Annual Exempt Amount (2026/2027 tax year) to show your exact tax due at 18% or 24%.
If you move out of your primary home temporarily, HMRC allows certain periods of absence to qualify for Private Residence Relief (PRR) as "deemed occupation":
Conditions & Employment Exception
To claim PRR for temporary absences, the property must generally have been your main residence both before AND after the absence.
However, under HMRC rules (Section 223(3B) TCGA 1992), the requirement to re-occupy the property after the absence is waived if you are unable to return because:
Note: This re-occupation waiver applies only to employment-related absences (working abroad or elsewhere in the UK). For the general 3-year absence rule, re-occupying the home afterwards remains strictly mandatory.
The higher rate for Capital Gains Tax in the UK is 24% across investments, shares, crypto, and residential property.
